Buying off-plan
How buying off-plan in Dubai works
Off-plan means buying a property before it is completed, directly from the developer — usually at a lower price and with a staged payment plan. Dubai regulates every step of this process through the Dubai Land Department (DLD) and its escrow law.
The five steps, from reservation to keys
- 01
Reserve your unit
Pick the project and unit, pay a reservation fee (typically 5–10%) and sign the reservation form with the developer.
- 02
Sign the SPA
The Sales & Purchase Agreement fixes the price, the payment schedule and the handover date. Your purchase is registered with the DLD (Oqood).
- 03
Pay into the project's escrow account
Under Dubai Law 8 of 2007, every off-plan project must have a dedicated escrow account at a UAE bank, controlled by the DLD. Your installments go only there — never to the developer's own account.
- 04
Funds released against construction progress
RERA inspects the site and releases money to the developer only as verified construction milestones are reached. If the project stalls, the remaining funds stay protected in escrow.
- 05
Handover and title deed
At completion you inspect the unit, settle the final payment and receive your title deed from the DLD.
Why our service is free
Developers pay a marketing commission on every sale — whether you come alone or through a consultant. Our commission comes from the developer's marketing budget, never from your price. You pay the same official price either way, and we negotiate on your side.
What if the project is delayed or cancelled?
Escrow money can only be used for that specific project. If a project is cancelled, the DLD supervises refunds to buyers from the escrow account. Delays beyond the SPA's grace period can entitle you to compensation as set out in your contract.
Private advice
Questions about a specific project?
Our consultant answers on WhatsApp — payment plans, escrow details, developer track records.